OP BANCORP
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.2M | $3.3M | $2.1M | $1.7M | $1.6M | $1.4M | $2.0M | $1.9M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $35.3M | $29.1M | $86.5M | $58.0M | $43.8M | $26.5M | $36.6M | $28.6M |
| Operating Margin | 1,102.6% | 891.7% | 4,073.0% | 3,464.2% | 2,803.3% | 1,853.7% | 1,815.5% | 1,506.0% |
| Interest Expense | — | — | $53.0M | $11.3M | $3.1M | $8.3M | $14.5M | $9.1M |
| Pretax Income | $35.3M | $29.1M | $33.5M | $46.7M | $40.7M | $18.2M | $22.1M | $19.5M |
| Income Tax Expense | $9.7M | $8.0M | $9.6M | $13.4M | $11.8M | $5.1M | $5.3M | $5.2M |
| Net Income | $25.6M | $21.1M | $23.9M | $33.3M | $28.8M | $13.1M | $16.8M | $14.3M |
| Net Margin | 800.1% | 646.1% | 1,126.6% | 1,988.7% | 1,846.4% | 917.3% | 831.6% | 751.3% |
| EPS (Basic) | $1.72 | $1.39 | $1.55 | $2.15 | $1.89 | $0.85 | $1.04 | $0.92 |
| EPS (Diluted) | $1.72 | $1.39 | $1.55 | $2.14 | $1.88 | $0.85 | $1.03 | $0.89 |
| Shares Outstanding (Basic) | 14.9M | 14.9M | 15.1M | 15.2M | 15.1M | 15.2M | 15.7M | 15.1M |
| Shares Outstanding (Diluted) | 14.9M | 14.9M | 15.2M | 15.2M | 15.2M | 15.2M | 15.9M | 15.6M |
| Dividends Per Share | $0.48 | $0.48 | $0.48 | $0.44 | $0.34 | $0.28 | $0.20 | — |