OP Bancorp
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $25.6M | $21.1M | $23.9M | $33.3M | $28.8M | $13.1M | $16.8M | $14.3M |
| Depreciation & Amortization | $7.3M | $4.6M | $4.5M | $1.4M | $1.3M | $1.3M | $1.1M | $1.0M |
| Depreciation | $1.4M | $1.4M | $1.3M | $1.4M | $1.3M | $1.3M | $1.1M | $1.0M |
| Amortization | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | $699.0K | $1.2M | $1.3M | $1.2M | $558.0K | $1.1M | $1.5M | $969.0K |
| Net Cash from Operating Activities | $26.2M | $31.2M | $67.8M | $83.7M | $-28.3M | $-4.9M | $19.0M | $30.6M |
| Investing Activities | ||||||||
| Capital Expenditures | $2.8M | $1.6M | $2.2M | $1.4M | $1.1M | $619.0K | $1.7M | $1.2M |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-243.0M | $-187.3M | $-75.9M | $-461.8M | $-286.0M | $-147.1M | $-118.0M | $-146.3M |
| Financing Activities | ||||||||
| Dividends Paid | $7.1M | $7.1M | $7.3M | $6.7M | $5.1M | $4.3M | $3.2M | — |
| Stock Repurchases | $706.0K | $2.7M | $3.9M | $0 | $28.0K | $8.1M | $5.4M | — |
| Net Cash from Financing Activities | $249.2M | $199.8M | $16.4M | $345.6M | $323.5M | $172.3M | $107.4M | $130.2M |
| Net Change in Cash | $32.4M | $43.7M | $8.2M | $-32.5M | $9.1M | $20.4M | $8.3M | $14.5M |
| Free Cash Flow | $23.4M | $29.7M | $65.6M | $82.3M | $-29.4M | $-5.5M | $17.2M | $29.4M |