OFG Bancorp

OFG ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $731.4M $711.7M $0 $0 $0 $0 $0
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $234.1M $253.7M $353.3M $277.6M $256.4M $159.7M $126.3M
Operating Margin 32.0% 35.7%
Interest Expense $88.0M $33.5M $41.8M $64.9M $51.0M
Pretax Income $234.1M $253.7M $265.2M $244.1M $214.6M $94.8M $75.3M
Income Tax Expense $29.0M $55.6M $83.4M $77.9M $68.5M $20.5M $21.4M
Net Income $205.1M $198.2M $181.9M $166.2M $146.2M $74.3M $53.8M
Net Margin 28.0% 27.8%
EPS (Basic) $4.60 $4.25 $3.85 $3.46 $2.85 $1.32 $0.92
EPS (Diluted) $4.58 $4.23 $3.83 $3.44 $2.81 $1.32 $0.92
Shares Outstanding (Basic) 43.1M 44.6M 46.6M 47.3M 48.0M 51.0M 51.4M 51.3M
Shares Outstanding (Diluted) 43.1M 44.8M 46.9M 47.6M 48.4M 51.4M 51.6M 51.7M
Dividends Per Share $1.20 $1.00 $0.88 $0.70 $0.40 $0.28 $0.28
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