OFG Bancorp
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $731.4M | $711.7M | $0 | $0 | $0 | $0 | $0 | $396.0M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $234.1M | $253.7M | $353.3M | $277.6M | $256.4M | $159.7M | $126.3M | $177.3M |
| Operating Margin | 32.0% | 35.7% | — | — | — | — | — | 44.8% |
| Interest Expense | — | — | $88.0M | $33.5M | $41.8M | $64.9M | $51.0M | $44.5M |
| Pretax Income | $234.1M | $253.7M | $265.2M | $244.1M | $214.6M | $94.8M | $75.3M | $132.8M |
| Income Tax Expense | $29.0M | $55.6M | $83.4M | $77.9M | $68.5M | $20.5M | $21.4M | $48.4M |
| Net Income | $205.1M | $198.2M | $181.9M | $166.2M | $146.2M | $74.3M | $53.8M | $84.4M |
| Net Margin | 28.0% | 27.8% | — | — | — | — | — | 21.3% |
| EPS (Basic) | $4.60 | $4.25 | $3.85 | $3.46 | $2.85 | $1.32 | $0.92 | $1.59 |
| EPS (Diluted) | $4.58 | $4.23 | $3.83 | $3.44 | $2.81 | $1.32 | $0.92 | $1.52 |
| Shares Outstanding (Basic) | 44.6M | 46.6M | 47.3M | 48.0M | 51.0M | 51.4M | 51.3M | 45.4M |
| Shares Outstanding (Diluted) | 44.8M | 46.9M | 47.6M | 48.4M | 51.4M | 51.6M | 51.7M | 45.4M |
| Dividends Per Share | $1.20 | $1.00 | $0.88 | $0.70 | $0.40 | $0.28 | $0.28 | $0.25 |