Orange County Bancorp, Inc.
Cash Flow Statement
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $13.7M | $11.3M | $12.4M | $10.0M | $10.5M | $8.7M | $7.2M | $3.2M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $427.0K | $409.0K | $380.0K | $376.0K | $390.0K | $397.0K | $475.0K | $399.0K |
| Amortization | $72.0K | $71.0K | $72.0K | $71.0K | $72.0K | $71.0K | $72.0K | $71.0K |
| Stock-Based Compensation | — | — | — | — | — | — | — | — |
| Net Cash from Operating Activities | $12.6M | $10.2M | $13.8M | $30.2M | $-5.0M | $4.8M | $12.8M | $10.2M |
| Investing Activities | ||||||||
| Capital Expenditures | $250.0K | $563.0K | $695.0K | $594.0K | $733.0K | $494.0K | $1.1M | $290.0K |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-14.3M | $6.1M | $-5.4M | $-22.7M | $-21.3M | $-24.7M | $-16.8M | $-60.3M |
| Financing Activities | ||||||||
| Dividends Paid | $2.4M | $2.4M | $2.4M | $1.7M | $1.5M | $1.5M | $1.4M | $1.3M |
| Stock Repurchases | — | — | — | — | — | — | — | — |
| Net Cash from Financing Activities | $79.1M | $36.9M | $6.0M | $6.8M | $37.7M | $33.7M | $-6.6M | $21.2M |
| Net Change in Cash | $77.4M | $53.3M | $14.4M | $14.3M | $11.4M | $13.8M | $-10.5M | $-28.8M |
| Free Cash Flow | $12.3M | $9.7M | $13.1M | $29.6M | $-5.7M | $4.3M | $11.7M | $10.0M |