Norwood Financial Corp

NWFL ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $8.0M $7.4M $7.1M $8.8M $7.0M $6.2M $5.4M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $35.0M $-258.0K $54.6M $43.7M $36.6M $26.3M $25.5M
Operating Margin 437.8% -3.5% 765.4% 498.3% 521.5% 424.3% 468.1%
Interest Expense $33.5M $7.3M $5.8M $8.0M $8.7M
Pretax Income $35.0M $-258.0K $21.1M $36.4M $30.9M $18.4M $16.8M
Income Tax Expense $7.3M $-98.0K $4.4M $7.2M $5.9M $3.3M $2.6M
Net Income $27.8M $-160.0K $16.8M $29.2M $24.9M $15.1M $14.2M
Net Margin 347.0% -2.2% 234.9% 333.7% 354.9% 242.9% 260.9%
EPS (Basic) $3.01 $-0.02 $2.08 $3.59 $3.05 $2.09 $2.27
EPS (Diluted) $3.01 $-0.02 $2.07 $3.58 $3.04 $2.09 $2.25
Shares Outstanding (Basic) 10.9M 9.2M 8.1M 8.1M 8.1M 8.2M 7.2M 6.3M
Shares Outstanding (Diluted) 10.9M 9.2M 8.1M 8.1M 8.2M 8.2M 7.2M 6.3M
Dividends Per Share $1.25 $1.21 $1.17 $1.17 $1.06 $1.01 $0.97
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