Norwood Financial Corp.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $27.8M | $-160.0K | $16.8M | $29.2M | $24.9M | $15.1M | $14.2M | $13.7M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $1.4M | $1.3M | $1.4M | $1.5M | $1.5M | $1.3M | $1.0M | $895.0K |
| Amortization | $54.0K | $69.0K | $85.0K | $101.0K | $123.0K | $114.0K | $101.0K | $126.0K |
| Stock-Based Compensation | — | — | — | — | — | — | — | — |
| Net Cash from Operating Activities | $34.0M | $22.8M | $29.8M | $30.7M | $29.2M | $13.8M | $18.4M | $17.3M |
| Investing Activities | ||||||||
| Capital Expenditures | $4.7M | $3.1M | $1.4M | $2.2M | $1.3M | $749.0K | $1.6M | $873.0K |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-129.0M | $-115.2M | $-116.6M | $-208.0M | $-131.0M | $-61.4M | $-39.8M | $-54.8M |
| Financing Activities | ||||||||
| Dividends Paid | $11.5M | $9.7M | $9.4M | $9.2M | $8.5M | $7.3M | $6.0M | $5.5M |
| Stock Repurchases | $361.0K | $703.0K | $3.1M | $2.5M | $1.4M | $108.0K | $428.0K | $194.0K |
| Net Cash from Financing Activities | $67.1M | $98.6M | $121.0M | $2.4M | $196.8M | $143.8M | $18.4M | $39.2M |
| Net Change in Cash | — | — | — | — | — | — | — | $1.7M |
| Free Cash Flow | $29.2M | $19.7M | $28.4M | $28.6M | $27.9M | $13.0M | $16.8M | $16.4M |