NBT Bancorp Inc.
Income Statement
| Line Item | Jun 2026 | Mar 2026 | Sep 2025 | Jun 2025 | Mar 2025 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $186.7M | $184.5M | $186.1M | $171.2M | $154.7M | $147.4M | $140.4M | $140.6M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $69.1M | $66.7M | $71.8M | $30.7M | $47.2M | $48.8M | $41.9M | $95.0M |
| Operating Margin | 37.0% | 36.1% | 38.6% | 17.9% | 30.5% | 33.1% | 29.9% | 67.6% |
| Interest Expense | — | — | — | — | — | — | — | $51.8M |
| Pretax Income | $69.1M | $66.7M | $71.8M | $30.7M | $47.2M | $48.8M | $41.9M | $43.2M |
| Income Tax Expense | $16.1M | $15.5M | $17.4M | $8.2M | $10.5M | $10.7M | $9.2M | $9.4M |
| Net Income | $53.0M | $51.1M | $54.5M | $22.5M | $36.7M | $38.1M | $32.7M | $33.8M |
| Net Margin | 28.4% | 27.7% | 29.3% | 13.2% | 23.8% | 25.8% | 23.3% | 24.1% |
| EPS (Basic) | $1.02 | $0.98 | $1.04 | $0.45 | $0.78 | $0.81 | $0.69 | $0.72 |
| EPS (Diluted) | $1.02 | $0.98 | $1.03 | $0.44 | $0.77 | $0.80 | $0.69 | $0.71 |
| Shares Outstanding (Basic) | 52.0M | 52.1M | 52.4M | 50.6M | 47.2M | 47.2M | 47.2M | 47.1M |
| Shares Outstanding (Diluted) | 52.0M | 52.1M | 52.4M | 50.6M | 47.2M | 47.2M | 47.2M | 47.1M |
| Dividends Per Share | $0.37 | $0.37 | $0.37 | $0.34 | $0.34 | $0.34 | $0.32 | $0.32 |