NBT Bancorp Inc.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $169.2M | $140.6M | $118.8M | $152.0M | $154.9M | $104.4M | $121.0M | $112.6M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $13.0M | $11.5M | $10.7M | $10.2M | $9.9M | $9.8M | $9.5M | $9.3M |
| Amortization | $11.9M | $8.4M | $4.7M | $2.3M | $2.8M | $3.4M | $3.6M | $4.0M |
| Stock-Based Compensation | $5.3M | $6.0M | $5.1M | $4.5M | $4.4M | $4.6M | $4.2M | $3.9M |
| Net Cash from Operating Activities | $235.2M | $188.6M | $157.5M | $183.2M | $159.2M | $145.3M | $153.5M | $147.8M |
| Investing Activities | ||||||||
| Capital Expenditures | $16.3M | $11.7M | $9.3M | $7.0M | $7.7M | $8.2M | $6.6M | $7.4M |
| Business Acquisitions | $-37.9M | $1.4M | $-44.6M | $2.6M | $1.6M | $6.8M | $0 | $7.9M |
| Net Cash from Investing Activities | $169.1M | $-399.2M | $-44.2M | $-926.2M | $-547.6M | $-712.6M | $-64.3M | $-417.6M |
| Financing Activities | ||||||||
| Dividends Paid | $72.6M | $62.3M | $55.9M | $49.8M | $47.7M | $47.2M | $46.0M | $43.3M |
| Stock Repurchases | $10.2M | $251.0K | $4.9M | $14.7M | $21.7M | $8.0M | $0 | $0 |
| Net Cash from Financing Activities | $-201.2M | $289.5M | $-105.4M | $-328.7M | $984.8M | $1.02B | $-53.2M | $291.1M |
| Net Change in Cash | — | — | — | — | — | — | — | $21.3M |
| Free Cash Flow | $218.9M | $176.8M | $148.2M | $176.2M | $151.4M | $137.1M | $146.8M | $140.4M |