Kemper Corporation
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.79B | $4.98B | $4.92B | $5.19B | $5.42B | $4.89B | $4.82B | $4.07B |
| Earned Premiums | — | $4.36B | $4.64B | $4.86B | $4.82B | $4.38B | $4.29B | $3.75B |
| Net Investment Income | — | $485.4M | $435.3M | $438.8M | $418.1M | $343.8M | $366.1M | $336.5M |
| Other Income | — | $21.9M | $28.3M | $35.1M | $42.2M | $48.5M | $44.1M | $41.3M |
| Net Realized Investment Gains (Losses) | — | $110.1M | $-180.2M | $-138.8M | $138.9M | $119.5M | $118.8M | $-50.9M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $199.2M | $445.4M | $-68.9M | $-166.6M | $-334.0M | $546.8M | $518.8M | $286.2M |
| Operating Margin | 4.2% | 8.9% | -1.4% | -3.2% | -6.2% | 11.2% | 10.8% | 7.0% |
| Interest Expense | $38.5M | $56.9M | $56.1M | $54.7M | $43.6M | $36.0M | $42.5M | $43.3M |
| Pretax Income | $160.7M | $388.5M | $-347.1M | $-389.5M | $-245.3M | $510.1M | $661.6M | $199.1M |
| Income Tax Expense | $28.1M | $76.0M | $-74.8M | $-84.4M | $-125.6M | $100.2M | $130.5M | $10.7M |
| Net Income | $143.3M | $317.8M | $-272.1M | $-286.6M | $-123.7M | $409.9M | $531.1M | $190.1M |
| Net Margin | 3.0% | 6.4% | -5.5% | -5.5% | -2.3% | 8.4% | 11.0% | 4.7% |
| EPS (Basic) | $2.31 | $4.95 | $-4.25 | $-4.50 | $-1.92 | $6.24 | $8.04 | $3.25 |
| EPS (Diluted) | $2.29 | $4.91 | $-4.25 | $-4.50 | $-1.92 | $6.14 | $7.96 | $3.22 |
| Shares Outstanding (Basic) | 62.0M | 64.2M | 64.0M | 63.8M | 64.3M | 65.6M | 65.9M | 58.1M |
| Shares Outstanding (Diluted) | 62.6M | 64.8M | 64.0M | 63.8M | 64.3M | 66.7M | 66.5M | 58.8M |
| Dividends Per Share | $1.28 | $1.24 | $1.24 | $1.24 | $1.24 | $1.20 | $1.03 | $0.96 |