F&M BANK CORP.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $11.2M | $7.3M | $2.8M | $8.3M | $10.7M | $8.9M | $4.6M | $8.8M |
| Depreciation & Amortization | $1.3M | $1.4M | $1.3M | $1.1M | $1.2M | $1.2M | $1.2M | $1.1M |
| Depreciation | — | — | — | — | — | — | $1.3M | $1.1M |
| Amortization | $31.0K | $29.0K | $31.0K | $37.0K | $71.0K | $59.0K | $74.0K | $66.0K |
| Stock-Based Compensation | $420.0K | $226.0K | $259.0K | $193.0K | $86.0K | — | — | — |
| Net Cash from Operating Activities | $16.5M | $7.1M | $2.2M | $17.6M | $21.3M | $1.8M | $15.4M | $11.9M |
| Investing Activities | ||||||||
| Capital Expenditures | $724.0K | $282.0K | $5.5M | $3.6M | $563.0K | $742.0K | $2.4M | $3.0M |
| Business Acquisitions | — | — | — | — | — | $0 | $-25.9M | — |
| Net Cash from Investing Activities | $-53.9M | $27.6M | $-50.0M | $-125.6M | $-243.7M | $-142.1M | $21.5M | $-31.7M |
| Financing Activities | ||||||||
| Dividends Paid | $3.7M | $3.7M | — | — | — | $-3.3M | $-3.3M | $4.3M |
| Stock Repurchases | $402.0K | $0 | — | — | — | $-473.0K | — | — |
| Net Cash from Financing Activities | $49.2M | $-1.5M | $36.6M | $54.8M | $232.1M | $142.9M | $28.0M | $18.8M |
| Net Change in Cash | — | — | — | — | — | $2.6M | $64.9M | $-995.0K |
| Free Cash Flow | $15.8M | $6.9M | $-3.3M | $13.9M | $20.7M | $1.1M | $13.0M | $8.9M |