First Commonwealth Financial Corporation
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $522.9M | $478.1M | $482.3M | $410.9M | $385.3M | $362.7M | $355.3M | $340.9M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $398.0M | $399.8M | $341.9M | $177.9M | $188.1M | $123.1M | $186.3M | $172.8M |
| Operating Margin | 76.1% | 83.6% | 70.9% | 43.3% | 48.8% | 33.9% | 52.4% | 50.7% |
| Interest Expense | $206.6M | $221.6M | $144.3M | $17.7M | $15.3M | $32.9M | $55.4M | $40.0M |
| Pretax Income | $191.4M | $178.2M | $197.6M | $160.2M | $172.8M | $90.2M | $130.8M | $132.8M |
| Income Tax Expense | $39.1M | $35.6M | $40.5M | $32.0M | $34.6M | $16.8M | $25.5M | $25.3M |
| Net Income | $152.3M | $142.6M | $157.1M | $128.2M | $138.3M | $73.4M | $105.3M | $107.5M |
| Net Margin | 29.1% | 29.8% | 32.6% | 31.2% | 35.9% | 20.2% | 29.6% | 31.5% |
| EPS (Basic) | $1.48 | $1.40 | $1.55 | $1.37 | $1.45 | $0.75 | $1.07 | $1.09 |
| EPS (Diluted) | $1.47 | $1.39 | $1.54 | $1.37 | $1.44 | $0.75 | $1.07 | $1.08 |
| Shares Outstanding (Basic) | 103.2M | 101.9M | 101.6M | 93.6M | 95.6M | 97.5M | 98.3M | 99.0M |
| Shares Outstanding (Diluted) | 103.5M | 102.2M | 101.8M | 93.9M | 95.8M | 97.8M | 98.6M | 99.2M |
| Dividends Per Share | $0.54 | $0.52 | $0.50 | $0.48 | $0.46 | $0.44 | $0.40 | $0.35 |