FIRST BUSINESS FINANCIAL SERVICES, INC.

FBIZ ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011
Revenue $85.5M $77.3M $81.3M $75.7M $56.2M $50.5M $46.6M $42.5M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense $1.9M $1.9M $1.5M $1.8M $1.0M $938.0K $912.0K
Operating Income $41.6M $29.4M $31.9M $38.7M $32.8M $32.8M $30.6M $32.6M
Operating Margin 48.6% 38.1% 39.2% 51.2% 58.3% 65.0% 65.6% 76.7%
Interest Expense $23.9M $15.2M $14.8M $13.8M $11.6M $11.7M $16.9M $20.8M
Pretax Income $17.7M $14.2M $17.1M $24.9M $21.2M $21.1M $13.7M $11.9M
Income Tax Expense $1.4M $2.3M $2.2M $8.4M $7.1M $7.4M $4.8M $3.4M
Net Income $16.3M $11.9M $14.9M $16.5M $14.1M $13.7M $8.9M $8.4M
Net Margin 19.1% 15.4% 18.3% 21.8% 25.1% 27.2% 19.2% 19.8%
EPS (Basic) $1.86 $1.36 $1.71 $1.90 $1.76 $1.75 $1.10 $1.08
EPS (Diluted) $1.86 $1.36 $1.71 $1.90 $1.75 $1.74 $1.10 $1.08
Shares Outstanding (Basic) 8.6M 8.6M 8.6M 8.5M 7.9M 7.7M 7.8M 7.5M
Shares Outstanding (Diluted) 8.6M 8.6M 8.6M 8.6M 7.9M 7.7M 7.8M 7.5M
Dividends Per Share $0.56 $0.52 $0.48 $0.44 $0.42 $0.28 $0.09 $0.09
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