Esquire Financial Holdings, Inc.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $146.6M | $124.8M | $113.5M | $84.3M | $64.7M | $52.1M | $45.9M | $35.6M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $65.7M | $59.3M | $64.0M | $40.4M | $23.5M | $18.4M | $21.7M | $13.1M |
| Operating Margin | 44.8% | 47.5% | 56.4% | 48.0% | 36.4% | 35.2% | 47.2% | 36.9% |
| Interest Expense | — | — | $8.1M | $1.6M | $828.0K | $1.2M | $2.5M | $1.2M |
| Pretax Income | $65.7M | $59.3M | $55.9M | $38.8M | $22.7M | $17.2M | $19.1M | $11.9M |
| Income Tax Expense | $14.8M | $15.6M | $14.9M | $10.3M | $4.8M | $4.5M | $5.0M | $3.2M |
| Net Income | $50.8M | $43.7M | $41.0M | $28.5M | $17.9M | $12.6M | $14.1M | $8.7M |
| Net Margin | 34.7% | 35.0% | 36.1% | 33.8% | 27.7% | 24.2% | 30.8% | 24.5% |
| EPS (Basic) | $6.30 | $5.58 | $5.31 | $3.73 | $2.40 | $1.70 | $1.91 | $1.18 |
| EPS (Diluted) | $5.87 | $5.14 | $4.91 | $3.47 | $2.26 | $1.65 | $1.82 | $1.13 |
| Shares Outstanding (Basic) | 8.1M | 7.8M | 7.7M | 7.6M | 7.5M | 7.4M | 7.4M | 7.4M |
| Shares Outstanding (Diluted) | 8.7M | 8.5M | 8.3M | 8.2M | 7.9M | 7.6M | 7.8M | 7.7M |
| Dividends Per Share | $0.70 | $0.60 | $0.48 | $0.28 | — | — | — | — |