Embassy Bancorp, Inc.
Returns on Capital
| Fiscal Year | ROE | ROI | ROA |
|---|---|---|---|
| FY2010 | 12.7% | 9.3% | 0.9% |
| FY2011 | 11.6% | 9.0% | 0.9% |
| FY2012 | 11.5% | 9.2% | 0.9% |
| FY2013 | 10.2% | 9.5% | 0.8% |
| FY2014 | 10.4% | 10.1% | 0.9% |
| FY2015 | 10.9% | 10.3% | 0.9% |
| FY2016 | 9.8% | 9.8% | 0.8% |
| FY2017 | 9.2% | 9.2% | 0.7% |
| FY2018 | 11.6% | 11.6% | 0.9% |
| FY2019 | 10.9% | 10.9% | 0.9% |
| FY2020 | 11.4% | 10.1% | 0.9% |
| FY2021 | 13.7% | 12.2% | 1.0% |
| FY2022 | 20.1% | 20.1% | 1.1% |
| FY2023 | 12.0% | 12.0% | 0.8% |
| FY2024 | 9.8% | 9.8% | 0.6% |
| FY2025 | 10.7% | 10.7% | 0.8% |