CITIZENS COMMUNITY BANCORP, INC.
Cash Flow Statement
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $1.1M | $3.8M | $4.3M | $3.7M | $3.3M | $3.2M | $2.7M | $3.3M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $487.0K | $474.0K | $480.0K | $505.0K | $518.0K | $526.0K | $530.0K | $531.0K |
| Amortization | $113.0K | $113.0K | $113.0K | $113.0K | $179.0K | $179.0K | $179.0K | $178.0K |
| Stock-Based Compensation | $8.0K | $4.0K | — | — | $34.0K | $68.0K | — | — |
| Net Cash from Operating Activities | $7.9M | $4.0M | $3.9M | $6.6M | $-406.0K | $1.6M | $2.6M | $3.5M |
| Investing Activities | ||||||||
| Capital Expenditures | $1.5M | $570.0K | $593.0K | $392.0K | $226.0K | $100.0K | $240.0K | $122.0K |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-23.3M | $-14.1M | $-12.1M | $23.2M | $12.9M | $21.7M | $60.8M | $8.5M |
| Financing Activities | ||||||||
| Dividends Paid | $1.0M | $1.0M | $0 | $0 | $0 | $3.6M | $0 | $0 |
| Stock Repurchases | — | — | $4.0M | $2.0M | $0 | $0 | $1.4M | $2.9M |
| Net Cash from Financing Activities | $-12.1M | $40.5M | $44.6M | $-14.9M | $-45.2M | $26.8M | $-49.9M | $-12.3M |
| Net Change in Cash | $-27.4M | $30.3M | $36.4M | $15.0M | $-32.7M | $50.0M | $13.5M | $-254.0K |
| Free Cash Flow | $6.4M | $3.4M | $3.3M | $6.2M | $-632.0K | $1.5M | $2.4M | $3.4M |