CITIZENS & NORTHERN CORPORATION
Returns on Capital
| Fiscal Year | ROE | ROI | ROA |
|---|---|---|---|
| FY2021 | 10.1% | 10.1% | 1.3% |
| FY2022 | 10.7% | 10.7% | 1.1% |
| FY2023 | 9.2% | 9.2% | 1.0% |
| FY2024 | 9.4% | 9.4% | 1.0% |
| FY2025 | 6.9% | 6.9% | 0.7% |
Returns on Capital
| Fiscal Year | ROE | ROI | ROA |
|---|---|---|---|
| FY2021 | 10.1% | 10.1% | 1.3% |
| FY2022 | 10.7% | 10.7% | 1.1% |
| FY2023 | 9.2% | 9.2% | 1.0% |
| FY2024 | 9.4% | 9.4% | 1.0% |
| FY2025 | 6.9% | 6.9% | 0.7% |