CITIZENS & NORTHERN CORPORATION
Profit Margins
| Fiscal Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| FY2016 | — | 43.5% | 27.6% |
| FY2017 | — | 42.0% | 23.0% |
| FY2018 | — | 46.6% | 33.2% |
| FY2019 | — | 45.7% | 26.4% |
| FY2020 | — | 35.6% | 20.9% |
| FY2021 | — | 42.6% | 29.4% |
| FY2022 | — | 38.9% | 24.7% |
| FY2023 | — | 60.7% | 23.0% |
| FY2024 | — | 29.4% | 24.0% |
| FY2025 | — | 23.3% | 19.1% |