CITIZENS FINANCIAL SERVICES, INC.
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $9.9M | $9.6M | $9.0M | $8.6M | $7.7M | $6.7M | $6.9M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | — | $45.2M | $33.9M | $68.4M | $46.7M | $42.4M | $38.5M | $35.4M |
| Operating Margin | — | 457.8% | 352.6% | 762.7% | 544.1% | 548.3% | 577.6% | 510.4% |
| Interest Expense | — | — | — | $46.9M | $11.2M | $7.1M | $8.1M | $12.0M |
| Pretax Income | — | $45.2M | $33.9M | $21.6M | $35.5M | $35.3M | $30.4M | $23.3M |
| Income Tax Expense | — | $8.7M | $6.1M | $3.8M | $6.4M | $6.2M | $5.3M | $3.8M |
| Net Income | — | $36.6M | $27.8M | $17.8M | $29.1M | $29.1M | $25.1M | $19.5M |
| Net Margin | — | 370.1% | 289.5% | 198.5% | 338.4% | 376.3% | 376.9% | 281.4% |
| EPS (Basic) | — | $7.62 | $5.80 | $3.98 | $7.17 | $7.24 | $6.46 | $5.42 |
| EPS (Diluted) | — | $7.62 | $5.79 | $3.98 | $7.17 | $7.24 | $6.46 | $5.41 |
| Shares Outstanding (Basic) | 4.8M | 4.8M | 4.8M | 4.5M | 4.1M | 4.0M | 3.9M | 3.6M |
| Shares Outstanding (Diluted) | 4.8M | 4.8M | 4.8M | 4.5M | 4.1M | 4.0M | 3.9M | 3.6M |
| Dividends Per Share | — | $1.98 | $1.93 | $1.90 | $1.86 | $1.83 | $1.88 | $1.74 |