CITIZENS FINANCIAL SERVICES, INC.

CZFS ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011
Revenue $6.5M $50.9M $45.9M $38.3M $37.7M $37.3M $38.4M $35.5M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $31.0M $24.9M $20.7M $19.2M $21.9M $23.4M $26.2M $26.1M
Operating Margin 476.2% 48.9% 45.2% 50.1% 58.1% 62.8% 68.3% 73.5%
Interest Expense $9.6M $5.8M $5.0M $4.8M $5.0M $6.3M $7.7M $9.7M
Pretax Income $21.4M $19.1M $15.7M $14.3M $16.9M $17.1M $18.5M $16.4M
Income Tax Expense $3.4M $6.0M $3.0M $2.7M $3.6M $3.8M $4.3M $3.6M
Net Income $18.0M $13.0M $12.6M $11.6M $13.4M $13.4M $14.2M $12.8M
Net Margin 276.9% 25.6% 27.6% 30.4% 35.5% 35.8% 37.0% 36.1%
EPS (Basic) $5.04 $3.67 $3.57 $3.60 $4.36 $4.38 $4.61 $4.16
EPS (Diluted) $5.04 $3.67 $3.57 $3.60 $4.36 $4.38 $4.60 $4.16
Shares Outstanding (Basic) 3.6M 3.6M 3.5M 3.2M 3.1M 3.1M 3.1M 3.1M
Shares Outstanding (Diluted) 3.6M 3.6M 3.5M 3.2M 3.1M 3.1M 3.1M 3.1M
Dividends Per Share $1.71 $1.64 $1.57 $1.63 $2.15 $1.21 $1.49 $1.09
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