CITIZENS FINANCIAL SERVICES, INC.
Cash Flow Statement
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $10.2M | $10.4M | $10.5M | $10.0M | $8.5M | $7.6M | $8.0M | $7.5M |
| Depreciation & Amortization | $444.0K | $470.0K | $690.0K | $493.0K | $472.0K | $449.0K | $425.0K | $423.0K |
| Depreciation | — | — | — | — | — | — | — | — |
| Amortization | $163.0K | $173.0K | $175.0K | $181.0K | $191.0K | $197.0K | $205.0K | $206.0K |
| Stock-Based Compensation | — | — | — | — | — | — | — | — |
| Net Cash from Operating Activities | $-89.0K | $18.0M | $16.7M | $2.9M | $6.0M | $10.9M | $10.5M | $6.2M |
| Investing Activities | ||||||||
| Capital Expenditures | $287.0K | $125.0K | $71.0K | $145.0K | $495.0K | $585.0K | $462.0K | $626.0K |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-139.5M | $29.9M | $-6.5M | $-103.5M | $70.7M | $-728.0K | $-175.0K | $-79.0M |
| Financing Activities | ||||||||
| Dividends Paid | $2.5M | $2.4M | $2.4M | $2.4M | $2.4M | $2.4M | $2.3M | $2.3M |
| Stock Repurchases | $147.0K | $158.0K | $-15.0K | $77.0K | $239.0K | $57.0K | $-2.0K | $123.0K |
| Net Cash from Financing Activities | $145.9M | $-49.1M | $-7.0M | $82.3M | $-64.0M | $-15.6M | $-4.9M | $71.2M |
| Net Change in Cash | — | — | — | — | — | — | — | — |
| Free Cash Flow | $-376.0K | $17.9M | $16.7M | $2.7M | $5.5M | $10.4M | $10.0M | $5.6M |