Community Trust Bancorp, Inc.

AI-generated fair value estimate for this company.

Method: Justified price-to-book (residual income) model: book value per share of $49.71 (derived from $77.05 price / 1.55 P/B); return on equity of 12.72%; 9.5% cost of equity; 3.5% long-run growth; implied P/B multiple of 1.54x applied to book value per share.

Reasoning: Community Trust Bancorp is a stable, well-capitalized community bank with consistent double-digit ROE, so a justified price-to-book model is the appropriate framework; the output lands close to the current market price, consistent with a well-understood, efficiently-priced regional bank.