CreditRiskMonitor.com, Inc.

AI-generated fair value estimate for this company.

Method: 10-year 2-stage DCF: $0.363M TTM net income base; 6% annual growth years 1-5; 4% years 6-10; 9.5% discount rate; 2.5% terminal growth; $9.27M net cash ($9.34M cash less $0.07M debt); 10.77M shares outstanding.

Reasoning: CreditRiskMonitor is a small, debt-free, subscription-based B2B credit-risk data provider with slow but steady recurring revenue; a moderate growth/discount pairing fits its stable, niche-monopoly-like financial data business, and its large net cash position relative to market cap is a meaningful share of per-share value.