Citizens, Inc.
Returns on Capital
| Fiscal Year | ROE | ROI | ROA |
|---|---|---|---|
| FY2009 | 8.3% | 8.3% | — |
| FY2010 | 6.7% | 6.7% | 1.5% |
| FY2011 | 3.4% | 3.4% | 0.8% |
| FY2012 | 1.7% | 1.7% | 0.4% |
| FY2013 | 1.9% | 1.9% | 0.4% |
| FY2014 | -2.3% | -2.3% | -0.4% |
| FY2015 | -1.3% | -1.3% | -0.2% |
| FY2016 | 0.8% | 0.8% | 0.1% |
| FY2017 | -17.1% | -17.1% | -2.3% |
| FY2018 | -5.9% | -5.9% | -0.7% |
| FY2019 | -0.5% | -0.5% | -0.1% |
| FY2020 | -3.7% | -3.7% | -0.6% |
| FY2021 | 72.7% | 72.7% | 3.9% |
| FY2022 | 20.4% | 20.4% | 1.6% |
| FY2023 | 14.2% | 14.2% | 1.5% |
| FY2024 | 7.1% | 7.1% | 0.9% |
| FY2025 | 6.2% | 6.2% | 0.8% |