CHEMUNG FINANCIAL CORP
Returns on Capital
| Fiscal Year | ROE | ROI | ROA |
|---|---|---|---|
| FY2021 | 12.5% | 12.5% | 1.1% |
| FY2022 | 17.3% | 17.3% | 1.1% |
| FY2023 | 12.8% | 12.8% | 0.9% |
| FY2024 | 11.0% | 11.0% | 0.9% |
| FY2025 | 5.9% | 5.9% | 0.6% |
Returns on Capital
| Fiscal Year | ROE | ROI | ROA |
|---|---|---|---|
| FY2021 | 12.5% | 12.5% | 1.1% |
| FY2022 | 17.3% | 17.3% | 1.1% |
| FY2023 | 12.8% | 12.8% | 0.9% |
| FY2024 | 11.0% | 11.0% | 0.9% |
| FY2025 | 5.9% | 5.9% | 0.6% |