CHEMUNG FINANCIAL CORP
Profit Margins
| Fiscal Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| FY2016 | — | 24.9% | 13.6% |
| FY2017 | — | 22.9% | 9.6% |
| FY2018 | — | 33.2% | 23.5% |
| FY2019 | — | 31.4% | 19.3% |
| FY2020 | — | 33.1% | 22.9% |
| FY2021 | — | 41.6% | 29.5% |
| FY2022 | — | 46.2% | 30.1% |
| FY2023 | — | 70.8% | 25.3% |
| FY2024 | — | 30.9% | 24.3% |
| FY2025 | — | 21.0% | 15.9% |