CHEMUNG FINANCIAL CORP

CHMG ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
Revenue $77.5M $73.5M $71.1M $76.3M $64.7M $64.0M $61.4M $54.2M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $17.8M $18.3M $17.7M $15.5M $16.6M $21.6M $22.3M $23.4M
Operating Margin 22.9% 24.9% 24.9% 20.3% 25.6% 33.8% 36.3% 43.2%
Interest Expense $3.1M $3.8M $3.6M $3.6M $4.0M $5.2M $6.7M $8.2M
Pretax Income $14.7M $14.4M $14.1M $11.9M $12.6M $16.4M $15.6M $15.2M
Income Tax Expense $7.3M $4.4M $4.7M $3.7M $3.8M $5.4M $5.0M $5.1M
Net Income $7.4M $10.0M $9.4M $8.2M $8.7M $11.0M $10.5M $10.1M
Net Margin 9.6% 13.6% 13.3% 10.7% 13.5% 17.2% 17.2% 18.6%
EPS (Basic) $1.55 $2.11 $2.00 $1.74 $1.87 $2.38 $2.40 $2.80
EPS (Diluted) $1.55 $2.11 $2.00 $1.74 $1.87 $2.38 $2.40
Shares Outstanding (Basic) 4.7M 4.7M 4.6M 4.6M 4.6M 4.6M 4.4M 3.6M
Shares Outstanding (Diluted) 4.7M 4.7M 4.6M 4.6M 4.6M 4.6M 4.4M 3.6M
Dividends Per Share $1.04 $1.04 $1.04 $1.04 $1.04 $1.00 $1.00 $1.00
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