Chemung Financial Corporation
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $15.1M | $23.7M | $25.0M | $28.8M | $26.4M | $19.3M | $15.6M | $19.6M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $1.9M | $1.8M | $2.0M | $2.2M | $2.5M | $2.9M | $3.1M | $3.4M |
| Amortization | $0 | $0 | $0 | $15.0K | $243.0K | $484.0K | $609.0K | $734.0K |
| Stock-Based Compensation | — | — | — | — | — | — | — | — |
| Net Cash from Operating Activities | $45.5M | $29.8M | $30.9M | $35.0M | $35.5M | $28.7M | $26.4M | $27.8M |
| Investing Activities | ||||||||
| Capital Expenditures | $1.7M | $3.6M | $462.0K | $426.0K | $367.0K | $867.0K | $883.0K | $1.8M |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $68.3M | $-57.7M | $-82.4M | $-252.6M | $-242.5M | $-495.8M | $-32.7M | $43.9M |
| Financing Activities | ||||||||
| Dividends Paid | $6.3M | $7.4M | $5.8M | $5.8M | $5.3M | $5.0M | $5.0M | $5.0M |
| Stock Repurchases | $396.0K | $344.0K | $316.0K | $933.0K | $1.6M | $7.6M | $0 | $0 |
| Net Cash from Financing Activities | $-110.8M | $38.1M | $32.5M | $246.5M | $125.5M | $453.8M | $-1.8M | $27.6M |
| Net Change in Cash | $3.1M | $10.2M | $-19.0M | $28.9M | $-81.6M | $-13.4M | $-8.1M | $99.2M |
| Free Cash Flow | $43.8M | $26.2M | $30.4M | $34.6M | $35.1M | $27.8M | $25.5M | $26.0M |