Capital City Bank Group, Inc.

AI-generated fair value estimate for this company.

Method: Excess-return/justified-P/TBV bank model: tangible book value $28.13/share; normalized ROE 11.26%; 9.5% cost of equity; 4% long-term tangible book growth; implied justified P/TBV 1.32x.

Reasoning: Capital City Bank Group is a small, well-capitalized Southeast-US community bank with stable but modest growth, making a justified-P/TBV excess-return framework (anchored to its actual ROE versus cost of equity) more appropriate than a generic FCF DCF.