COMMUNITY FINANCIAL SYSTEM, INC.

CBU ·Financial, Banks - Diversified, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
Revenue $518.1M $429.5M $371.7M $363.4M $340.3M $329.7M $298.6M $270.5M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $173.7M $165.9M $143.4M $141.5M $137.1M $159.8M $165.1M $153.0M
Operating Margin 33.5% 38.6% 38.6% 38.9% 40.3% 48.5% 55.3% 56.6%
Interest Expense $13.8M $11.3M $11.2M $11.8M $26.1M $51.0M $61.6M $66.6M
Pretax Income $160.0M $154.6M $132.2M $129.7M $111.0M $108.8M $103.5M $86.4M
Income Tax Expense $9.2M $50.8M $41.0M $38.3M $32.2M $31.7M $30.4M $23.1M
Net Income $150.7M $103.8M $91.2M $91.4M $78.8M $77.1M $73.1M $63.3M
Net Margin 29.1% 24.2% 24.5% 25.1% 23.2% 23.4% 24.5% 23.4%
EPS (Basic) $3.07 $2.34 $2.21 $2.24 $1.96 $1.95 $2.03 $1.91
EPS (Diluted) $3.03 $2.32 $2.19 $2.22 $1.94 $1.93 $2.01 $1.89
Shares Outstanding (Basic) 48.8M 44.1M 41.0M 40.5M 40.0M 39.2M 35.8M 33.0M
Shares Outstanding (Diluted) 49.5M 44.5M 41.4M 41.0M 40.5M 39.7M 36.2M 33.3M
Dividends Per Share $1.32 $1.26 $1.22 $1.16 $1.10 $1.06 $1.00 $0.94
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