COMMUNITY FINANCIAL SYSTEM, INC.

CBU ·Financial, Banks - Diversified, United States
Financial Statements Cash Flow Statement
Annual Quarterly

Cash Flow Statement

Line Item FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Operating Activities
Net Income $210.5M $182.5M $131.9M $188.1M $189.7M $164.7M $169.1M $168.6M
Depreciation & Amortization
Depreciation $15.6M $13.7M $13.0M $14.4M $15.6M $16.0M $15.9M $15.7M
Amortization $13.8M $14.3M $14.5M $15.2M $14.1M $14.3M $16.0M $18.2M
Stock-Based Compensation $10.9M $8.4M $9.3M $7.7M $6.3M $6.4M $5.3M $6.1M
Net Cash from Operating Activities $301.9M $242.3M $228.4M $214.6M $202.5M $179.5M $202.5M $221.4M
Investing Activities
Capital Expenditures $68.5M $20.7M $18.6M $12.9M $13.4M $14.8M $5.7M $12.6M
Business Acquisitions $-469.7M $15.6M $8.5M $668.0K $29.3M $-34.4M $4.7M $1.7M
Net Cash from Investing Activities $-182.1M $-835.6M $335.8M $-2.14B $-1.53B $-398.7M $-157.1M $17.5M
Financing Activities
Dividends Paid $97.6M $95.8M $95.1M $93.4M $91.1M $87.1M $80.2M $71.5M
Stock Repurchases $11.2M $45.8M $30.0M $16.6M $5.1M $271.0K $286.0K $298.0K
Net Cash from Financing Activities $-15.0M $599.4M $-583.1M $259.2M $1.56B $1.66B $-52.3M $-248.1M
Net Change in Cash $-9.2M
Free Cash Flow $233.3M $221.6M $209.8M $201.7M $189.2M $164.7M $196.8M $208.8M
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