Carver Bancorp, Inc.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $-13.7M | $-3.0M | $-4.4M | $-847.0K | $-3.9M | $-5.4M | $-5.9M | $5.4M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $813.0K | $965.0K | $1.1M | $1.0M | $1.0M | $965.0K | $793.0K | $897.0K |
| Amortization | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | $66.0K | $220.0K | $91.0K | $122.0K | $36.0K | $-38.0K | $35.0K | $0 |
| Net Cash from Operating Activities | $-12.6M | $-6.6M | $-10.5M | $7.2M | $2.2M | $-31.0K | $-8.8M | $-5.0M |
| Investing Activities | ||||||||
| Capital Expenditures | $331.0K | $360.0K | $225.0K | $192.0K | $256.0K | $1.3M | $2.9M | $1.6M |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $15.1M | $-20.1M | $-15.3M | $-79.1M | $-77.0M | $15.7M | $29.1M | $84.1M |
| Financing Activities | ||||||||
| Dividends Paid | — | — | — | — | — | — | — | — |
| Stock Repurchases | — | — | — | $0 | $2.5M | — | — | — |
| Net Cash from Financing Activities | $-11.2M | $43.1M | $7.3M | $57.4M | $102.8M | $619.0K | $-123.7M | $-3.3M |
| Net Change in Cash | $-8.7M | $16.5M | $-18.5M | $-14.6M | $28.1M | $16.3M | $-103.3M | $75.9M |
| Free Cash Flow | $-12.9M | $-6.9M | $-10.7M | $7.0M | $2.0M | $-1.3M | $-11.6M | $-6.6M |