Carter Bankshares, Inc.
Income Statement
| Line Item | Jun 2026 | Mar 2026 | Sep 2025 | Jun 2025 | Mar 2025 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $68.7M | $106.9M | $39.1M | $37.3M | $37.0M | $34.2M | $33.6M | $33.5M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $37.2M | $110.0M | $7.2M | $10.6M | $11.1M | $7.0M | $5.9M | $32.9M |
| Operating Margin | 54.2% | 102.9% | 18.3% | 28.5% | 30.1% | 20.5% | 17.6% | 98.2% |
| Interest Expense | — | — | — | — | — | — | — | $25.6M |
| Pretax Income | $37.2M | $110.0M | $7.2M | $10.6M | $11.1M | $7.0M | $5.9M | $7.2M |
| Income Tax Expense | $8.3M | $24.3M | $1.7M | $2.1M | $2.2M | $1.4M | $1.1M | $1.4M |
| Net Income | $28.9M | $85.8M | $5.4M | $8.5M | $9.0M | $5.6M | $4.8M | $5.8M |
| Net Margin | 42.1% | 80.2% | 13.9% | 22.8% | 24.2% | 16.4% | 14.3% | 17.4% |
| EPS (Basic) | $1.31 | $3.88 | $0.24 | $0.37 | $0.39 | $0.24 | $0.21 | $0.25 |
| EPS (Diluted) | $1.31 | $3.88 | $0.24 | $0.37 | $0.39 | $0.24 | $0.21 | $0.25 |
| Shares Outstanding (Basic) | 21.8M | 21.8M | 22.3M | 22.8M | 22.9M | 22.8M | 22.8M | 22.8M |
| Shares Outstanding (Diluted) | 21.8M | 21.8M | 22.3M | 22.8M | 22.9M | 22.8M | 22.8M | 22.8M |
| Dividends Per Share | $0.10 | — | — | — | — | — | — | — |