Bank of the James Financial Group, Inc.
Income Statement
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.1M | $994.0K | $1.3M | $1.0M | $975.0K | $981.0K | $1.1M | $991.0K |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $4.1M | $3.5M | $3.5M | $3.2M | $3.4M | $1.0M | $2.1M | $2.5M |
| Operating Margin | 354.1% | 350.0% | 274.6% | 307.6% | 348.5% | 105.9% | 193.0% | 248.6% |
| Interest Expense | — | — | — | — | — | — | — | — |
| Pretax Income | $4.1M | $3.5M | $3.5M | $3.2M | $3.4M | $1.0M | $2.1M | $2.5M |
| Income Tax Expense | $829.0K | $705.0K | $766.0K | $466.0K | $694.0K | $197.0K | $452.0K | $474.0K |
| Net Income | $3.2M | $2.8M | $2.7M | $2.8M | $2.7M | $842.0K | $1.6M | $2.0M |
| Net Margin | 282.0% | 279.1% | 214.3% | 263.1% | 277.3% | 85.8% | 150.8% | 200.8% |
| EPS (Basic) | $0.71 | $0.61 | $0.59 | $0.61 | $0.60 | $0.19 | $0.36 | $0.44 |
| EPS (Diluted) | $0.71 | $0.61 | $0.59 | $0.61 | $0.60 | $0.19 | $0.36 | $0.44 |
| Shares Outstanding (Basic) | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M |
| Shares Outstanding (Diluted) | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M | 4.5M |
| Dividends Per Share | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 |