Bank of the James Financial Group, Inc.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $9.0M | $7.9M | $8.7M | $9.0M | $7.6M | $5.0M | $5.6M | $5.3M |
| Depreciation & Amortization | $1.3M | $1.4M | $1.4M | $2.0M | $2.1M | $2.0M | $1.7M | $930.0K |
| Depreciation | — | — | — | — | — | — | — | — |
| Amortization | $561.0K | $560.0K | $560.0K | $560.0K | — | — | — | — |
| Stock-Based Compensation | — | — | — | — | $106.0K | $106.0K | $106.0K | — |
| Net Cash from Operating Activities | $11.7M | $8.5M | $9.5M | $9.3M | $16.3M | $5.2M | $5.6M | $8.6M |
| Investing Activities | ||||||||
| Capital Expenditures | $1.2M | $2.6M | $1.6M | $1.2M | $2.9M | $1.8M | $4.4M | $2.3M |
| Business Acquisitions | — | — | — | $818.0K | $10.4M | — | — | — |
| Net Cash from Investing Activities | $-42.4M | $-11.2M | $-23.3M | $-88.1M | $-65.0M | $-62.1M | $-52.5M | $-38.8M |
| Financing Activities | ||||||||
| Dividends Paid | $1.8M | $1.8M | $1.5M | $1.4M | $1.3M | $1.2M | $1.2M | $1.1M |
| Stock Repurchases | — | — | $997.0K | $1.4M | $427.0K | $275.0K | $315.0K | — |
| Net Cash from Financing Activities | $41.9M | $1.1M | $26.9M | $-42.6M | $130.9M | $118.6M | $35.7M | $43.5M |
| Net Change in Cash | — | — | — | — | — | — | — | $13.3M |
| Free Cash Flow | $10.5M | $6.0M | $7.9M | $8.1M | $13.4M | $3.4M | $1.2M | $6.3M |