American Express Company
As of Fiscal Year 2025 (ended December 31, 2025)
Key KPIs at a Glance
| Metric | Value |
|---|---|
| Total revenue, net of interest expense (FY2025) | $72.2 billion, up 10% year-over-year |
| Net income (FY2025) | $10.8 billion, up 7% year-over-year |
| Network volume (FY2025) | $1,897.0 billion, up 7% year-over-year |
| Billed business (FY2025) | $1,669.8 billion, up 8% year-over-year (FX-adjusted) |
| Cards-in-force (as of December 31, 2025) | 152.8 million, up 4% year-over-year |
| Employees (as of December 31, 2025) | 76,800 |
Sources: Segment total revenues (net of interest expense) and segment pretax income are from American Express's Q4/Full-Year 2025 Earnings Tables (supplemental financial data accompanying the January 30, 2026 earnings release) and the FY2025 10-K segment footnote. The four reportable segments (U.S. Consumer Services, Commercial Services, International Card Services, Global Merchant and Network Services) sum to slightly more than consolidated total revenue because Corporate & Other/eliminations (a small net reduction, ~$0.3 billion) is not shown as a separate slice. The payments-network market-share figures are third-party Nilson Report data (via a February 2026 Nilson-sourced press release covering full-year 2024 U.S. card spending, the most recent full-year network-share breakout available), not American Express's own reporting.