Atlantic Union Bankshares Corporation
AI Valuation
AI-generated fair value estimate for this company.
AI Fair Value
$38.73
Market Price
$38.00
Undervalued By
1.9%
Method: Excess return model: $36.31 book value per share; normalized 11% return on equity blending trailing GAAP ROE of approximately 9.2% with a post-merger-integration run-rate ROE of approximately 12.2%; 10.5% cost of equity; 3% long-term growth. Value equals book value per share times (ROE minus growth) divided by (cost of equity minus growth); 142.81M shares outstanding.
Reasoning: Bank cash flows are not a clean free-cash-flow concept, so an excess-return model over book value and cost of equity is more appropriate than a standard DCF for Atlantic Union Bankshares, and the result closely tracks the current market price.