Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
Income Statement
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $744.3M | $679.6M | $734.4M | $494.7M | $394.2M | $345.2M | $353.5M | $351.2M |
| Cost of Revenue | $57.9M | $44.9M | $55.6M | $39.0M | $34.1M | $32.2M | $35.8M | $28.1M |
| Gross Profit | $686.5M | $634.7M | $678.8M | $455.7M | $360.1M | $313.0M | $317.7M | $323.2M |
| Gross Margin | 92.2% | 93.4% | 92.4% | 92.1% | 91.4% | 90.7% | 89.9% | 92.0% |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $189.4M | $181.6M | $171.4M | $107.9M | $93.8M | $88.4M | $84.5M | $79.8M |
| Operating Margin | 25.5% | 26.7% | 23.3% | 21.8% | 23.8% | 25.6% | 23.9% | 22.7% |
| Interest Expense | $123.4M | $122.8M | $125.2M | $75.5M | $53.7M | $47.5M | $44.7M | $42.5M |
| Pretax Income | $66.0M | $58.8M | $46.2M | $32.5M | $40.1M | $40.9M | $39.9M | $37.3M |
| Income Tax Expense | $16.3M | $14.3M | $11.6M | $7.9M | $9.9M | $9.7M | $8.9M | $8.1M |
| Net Income | $49.7M | $44.2M | $35.1M | $25.0M | $30.6M | $31.5M | $31.3M | $29.5M |
| Net Margin | 6.7% | 6.5% | 4.8% | 5.0% | 7.8% | 9.1% | 8.9% | 8.4% |
| EPS (Basic) | $3.13 | $2.80 | $2.18 | $1.50 | $1.87 | $1.85 | $1.77 | $1.58 |
| EPS (Diluted) | $2.50 | $2.23 | $1.75 | $1.21 | $1.51 | $1.49 | $1.42 | $1.27 |
| Shares Outstanding (Basic) | 15.2M | 15.0M | 15.1M | 15.1M | 15.1M | 15.1M | 14.7M | 14.7M |
| Shares Outstanding (Diluted) | 19.2M | 19.0M | 19.2M | 19.2M | 19.2M | 19.2M | 18.8M | 18.8M |
| Dividends Per Share | — | — | — | — | — | — | — | — |