AGI Inc
AI Valuation
AI-generated fair value estimate for this company.
AI Fair Value
$9.61
Market Price
$7.28
Undervalued By
24.2%
Method: Earnings power valuation: FY2025 net income R$1,038M (~$192M USD @ R$5.40/US$1) and TTM (Jun-2026) net income R$812M (~$150M USD) averaged to ~$171M normalized net income; applied a 9x justified P/E (EM digital-bank peer range of 7-11x given decelerating but still double-digit growth); 160.14M shares outstanding.
Reasoning: Agibank (AGI Inc) is a profitable, growing Brazilian digital bank trading at a low ~6x TTM P/E; a modestly higher normalized multiple reflecting its EM digital-banking growth profile implies upside versus the current $6.04 share price.