Aegon Ltd.

AI-generated fair value estimate for this company.

Method: Residual income / justified price-to-book model (using primary NYSE-line Aegon data, same underlying equity as the AEGOF OTC line): normalized ROE of 10.5% (TTM net income of $1.07B on total book value of about $10.15B, i.e. 1.48B shares times $6.86 book value per share); cost of equity 10%; long-run growth 3%; justified P/B = (ROE-g)/(Cost of equity-g) = 1.07x; applied to book value per share of $6.86.

Reasoning: Aegon is a large, mature, diversified life insurance and pension group, so a book-value-anchored residual income model is more reliable than a free-cash-flow DCF for a financial institution; the resulting value is modestly below the current ~1.30x price-to-book the market assigns, suggesting the stock is pricing in a slightly higher sustainable ROE than the trailing 10.5% figure used here.