ACI Worldwide, Inc.

AI-generated fair value estimate for this company.

Method: 10-year unlevered FCF DCF: $310M normalized FCF base (TTM FCF $311.4M per company filings); 8% annual FCF growth years 1-5; 4% years 6-10; 9% discount rate; 3% terminal growth; less $696.2M net debt ($863.6M total debt - $167.4M cash); 100.96M shares outstanding.

Reasoning: ACI Worldwide is a mature, profitable payments-software company with predictable recurring/subscription-like revenue and strong FCF conversion (18% EV/FCF), so a standard FCF-to-equity DCF net of its meaningful net debt is the appropriate method; growth assumptions reflect its recently reported double-digit full-year revenue growth moderating toward a GDP-plus terminal rate.