On July 3, 2025, 25,000 shares of Series A Preferred Stock previously issued to the Trust automatically converted into 2,000,000 shares of non-voting common stock, par value $0.01 per share ("Non-Voting Common Stock"), of the Issuer, pursuant to the terms of the Amended and Restated Certificate of Incorporation of the Issuer. Each share of Non-Voting Common Stock is convertible into one share of voting common stock of the Issuer, par value $.01 per share ("Voting Common Stock"), subject to the terms of the Amended and Restated Certificate of Incorporation of the Issuer, including the limitation that no holder of Non-Voting Common Stock has the right to become the beneficial owner (as determined under Rule 13d-3 under the Exchange Act) of more than 9.99% of the issued and outstanding voting securities of the Issuer. On October 20, 2025, Steven and Ainslie Sugarman Living Trust (the "Trust") converted 2,000,000 Non-Voting Common Stock into 2,000,000 shares of Voting Common Stock pursuant to the Issuer's Amended and Restated Certificate of Incorporation. No consideration was paid in connection with the conversion. Additionally, Steven Sugarman holds an aggregate of 5,749,551 restricted stock units ("RSUs") granted pursuant to an Employment Agreement between Steven Sugarman and the Issuer. The RSU grants are as follows: (i) 4,049,593 RSUs granted effective as of March 20, 2025 (see below for more information), (ii) 552,927 RSUs granted effective as of July 1, 2025, and (iii) 1,147,031 RSUs granted effective as of October 1, 2025. On March 25, 2026, upon the expiration of the restricted period on 4,049,593 RSUs granted to Mr. Sugarman on March 20, 2025, 2,089,043 shares of the Issuer's common stock were delivered to Mr. Sugarman, with 1,960,550 shares withheld to cover the reporting person's tax obligations in connection with the vesting of the RSUs in accordance with the Issuer's tax withholding policy and applicable tax withholding requirements. The shares reported in this filing do not include the 552,927 RSUs and 1,147,031 RSUs granted pursuant to Mr. Sugarman's Employment Agreement disclosed above. Pursuant to agreement with the Issuer, Mr. Sugarman's beneficial ownership of the Issuer's stock shall not be more than 9.99% of the number of shares of its voting securities issued and outstanding to the extent it would exceed Federal Reserve Board regulations relating to bank control.

The Reporting Persons are filing this Amendment to report the transactions set forth in the second paragaph of Item 3 above. No Reporting Person has any present plan or proposal which would relate to or result in any of the matters set forth in subparagraphs (a) - (j) of Item 4 of the form of Schedule 13D, except as set forth herein, or such as would occur upon or in connection with completion of, or following, any of the actions discussed herein.

11,109,021

9.49% (1) _______________ (1) The percentage is based upon 117,085,715 shares of Voting Common Stock outstanding as of the close of business on March 25, 2026 (taking into account the new issuance of 2,089,043 shares).

Not applicable.

No person other than the Reporting Persons is known to have the right to receive, or the power to direct the receipt of dividends from, or proceeds from the sale of, the shares of Common Stock reported herein.

Not applicable.