ZIONS BANCORPORATION, NATIONAL ASSOCIATION
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $662.0M | $639.0M | $616.0M | $614.0M | $575.0M | $549.0M | $525.0M | $508.0M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — |
| Interest Expense | — | — | $1.51B | $185.0M | $59.0M | $152.0M | $411.0M | $251.0M |
| Pretax Income | — | — | — | — | — | — | — | — |
| Income Tax Expense | $276.0M | $228.0M | $206.0M | $245.0M | $317.0M | $133.0M | $237.0M | $259.0M |
| Net Income | $899.0M | $784.0M | $680.0M | $907.0M | $1.13B | $539.0M | $816.0M | $884.0M |
| Net Margin | 135.8% | 122.7% | 110.4% | 147.7% | 196.3% | 98.2% | 155.4% | 174.0% |
| EPS (Basic) | $6.01 | $4.95 | $4.35 | $5.80 | $6.80 | $3.06 | $4.41 | $4.36 |
| EPS (Diluted) | $6.01 | $4.95 | $4.35 | $5.79 | $6.79 | $3.02 | $4.16 | $4.08 |
| Shares Outstanding (Basic) | 147.1M | 147.2M | 147.7M | 150.1M | 159.9M | 163.7M | 176.0M | 193.6M |
| Shares Outstanding (Diluted) | 147.2M | 147.2M | 147.8M | 150.3M | 160.2M | 165.6M | 186.5M | 206.5M |
| Dividends Per Share | $1.76 | $1.66 | $1.64 | $1.58 | $1.44 | $1.36 | $1.28 | $1.04 |