WORLD ACCEPTANCE CORP
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $585.2M | $564.2M | $572.8M | $616.5M | $585.2M | $528.0M | $590.0M | $544.5M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $301.9M | $240.9M | $268.6M | $279.5M | $300.0M | $304.6M | $347.5M | $288.3M |
| Operating Income | $94.7M | $154.0M | $147.2M | $77.6M | $99.0M | $137.1M | $60.8M | $91.8M |
| Operating Margin | 16.2% | 27.3% | 25.7% | 12.6% | 16.9% | 26.0% | 10.3% | 16.9% |
| Interest Expense | $49.4M | $42.7M | $48.2M | $50.5M | $33.4M | $25.7M | $25.9M | $17.9M |
| Pretax Income | $45.2M | $111.3M | $99.0M | $27.1M | $65.6M | $111.4M | $34.9M | $73.9M |
| Income Tax Expense | $10.7M | $22.1M | $22.0M | $5.9M | $11.7M | $23.1M | $6.8M | $16.0M |
| Net Income | $34.6M | $89.2M | $77.0M | $21.2M | $53.9M | $88.3M | $28.2M | $37.2M |
| Net Margin | 5.9% | 15.8% | 13.5% | 3.4% | 9.2% | 16.7% | 4.8% | 6.8% |
| EPS (Basic) | $7.00 | $16.45 | $13.40 | $3.69 | $8.88 | $13.59 | $3.66 | $4.14 |
| EPS (Diluted) | $6.88 | $16.21 | $13.14 | $3.60 | $8.47 | $13.23 | $3.54 | $4.05 |
| Shares Outstanding (Basic) | 4.9M | 5.4M | 5.7M | 5.7M | 6.1M | 6.5M | 7.7M | 9.0M |
| Shares Outstanding (Diluted) | 5.0M | 5.5M | 5.9M | 5.9M | 6.4M | 6.7M | 8.0M | 9.2M |
| Dividends Per Share | — | — | — | — | — | — | — | — |