UNITED FIRE GROUP, INC

UFCS ·Financial, Insurance - Property & Casualty, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Revenue $1.39B $1.25B $1.10B $980.3M $1.07B $1.07B $1.20B $1.07B
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $159.2M $84.3M $-36.5M $15.3M $100.0M $-169.5M $16.9M $-9.2M
Operating Margin 11.5% 6.7% -3.3% 1.6% 9.4% -15.9% 1.4% -0.9%
Interest Expense $11.3M $7.3M $3.3M $3.2M $3.2M $0 $0 $0
Pretax Income $147.9M $77.0M $-39.7M $12.1M $96.8M $-169.5M $16.9M $-9.2M
Income Tax Expense $29.7M $15.1M $-10.0M $-3.0M $16.2M $-56.8M $2.1M $-11.4M
Net Income $118.2M $62.0M $-29.7M $15.0M $80.6M $-112.7M $14.8M $27.7M
Net Margin 8.5% 4.9% -2.7% 1.5% 7.6% -10.5% 1.2% 2.6%
EPS (Basic) $4.64 $2.45 $-1.18 $0.60 $3.21 $-4.50 $0.59 $1.11
EPS (Diluted) $4.48 $2.39 $-1.18 $0.59 $3.16 $-4.50 $0.58 $1.08
Shares Outstanding (Basic) 25.5M 25.3M 25.2M 25.2M 25.1M 25.0M 25.1M 25.0M
Shares Outstanding (Diluted) 26.4M 25.9M 25.2M 25.3M 25.5M 25.0M 25.6M 25.6M
Dividends Per Share $0.64 $0.64 $0.64 $0.63 $0.60 $1.14 $1.30 $4.21
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