STANDARD PREMIUM FINANCE HOLDINGS, INC.

SPFX ·Financial, Credit Services, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020
Revenue $12.5M $12.1M $9.7M $8.2M $7.7M $6.4M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $5.7M $5.7M $4.5M $3.3M $2.9M $2.7M
Operating Margin 45.7% 47.2% 46.4% 41.0% 38.0% 41.7%
Interest Expense $4.1M $4.4M $3.8M $2.3M $1.7M $1.7M
Pretax Income $1.6M $1.3M $712.9K $1.0M $1.2M $977.7K
Income Tax Expense $378.3K $340.1K $180.5K $206.2K $310.0K $290.3K
Net Income $1.2M $980.0K $532.4K $806.1K $876.3K $687.4K
Net Margin 9.7% 8.1% 5.5% 9.9% 11.4% 10.7%
EPS (Basic) $0.37 $0.29 $0.14 $0.25 $0.28
EPS (Diluted) $0.29 $0.24 $0.13 $0.21 $0.28
Shares Outstanding (Basic) 3.0M 3.0M 2.9M 2.9M 2.9M 2.9M 2.9M
Shares Outstanding (Diluted) 3.0M 4.2M 4.1M 3.3M 3.4M 2.9M 2.9M
Dividends Per Share