SANTANDER HOLDINGS USA, INC.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $9.43B | $9.18B | $9.34B | $9.90B | $0 | $0 | $0 | $0 |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $5.94B | $6.27B | $6.33B | $6.14B | $6.14B | $8.21B | $6.37B | $5.83B |
| Operating Income | $1.84B | $970.6M | $7.27B | $3.99B | $5.81B | $893.9M | $3.72B | $3.14B |
| Operating Margin | 19.5% | 10.6% | 77.8% | 40.3% | — | — | — | — |
| Interest Expense | — | — | $6.48B | $2.25B | $1.10B | $1.66B | $2.21B | $1.72B |
| Pretax Income | $1.84B | $970.6M | $786.8M | $1.75B | $4.70B | $-766.9M | $1.51B | $1.42B |
| Income Tax Expense | $196.4M | $-106.8M | $-146.1M | $343.1M | $1.08B | $-110.6M | $472.2M | $425.9M |
| Net Income | $1.65B | $1.08B | $932.9M | $1.41B | $2.98B | $-840.4M | $753.2M | $707.4M |
| Net Margin | 17.4% | 11.7% | 10.0% | 14.2% | — | — | — | — |
| EPS (Basic) | — | — | — | — | — | — | — | — |
| EPS (Diluted) | — | — | — | — | — | — | — | — |
| Shares Outstanding (Basic) | 530.4M | 530.4M | 530.4M | 530.4M | 530.4M | 530.4M | 530.4M | 530.4M |
| Shares Outstanding (Diluted) | 530.4M | 530.4M | 530.4M | 530.4M | 530.4M | 530.4M | 530.4M | 530.4M |
| Dividends Per Share | — | — | — | — | — | — | — | — |