SB FINANCIAL GROUP, INC.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $65.6M | $56.9M | $57.0M | $57.6M | $66.5M | $54.3M | $49.9M | $45.6M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $17.3M | $13.9M | $33.6M | $20.5M | $25.1M | $24.2M | $20.7M | $17.7M |
| Operating Margin | 26.3% | 24.3% | 58.9% | 35.5% | 37.8% | 44.6% | 41.4% | 38.9% |
| Interest Expense | — | — | $18.9M | $5.2M | $6.7M | $9.6M | $6.2M | $4.1M |
| Pretax Income | $17.3M | $13.9M | $14.7M | $15.3M | $18.4M | $14.6M | $14.4M | $13.6M |
| Income Tax Expense | $3.3M | $2.4M | $2.6M | $2.8M | $3.5M | $2.7M | $2.8M | $2.6M |
| Net Income | $14.0M | $11.5M | $12.1M | $12.5M | $14.9M | $12.0M | $11.6M | $11.1M |
| Net Margin | 21.3% | 20.1% | 21.2% | 21.7% | 22.5% | 22.0% | 23.3% | 24.3% |
| EPS (Basic) | $2.19 | $1.72 | $1.77 | $1.79 | $1.96 | $1.71 | $1.72 | $2.10 |
| EPS (Diluted) | $2.19 | $1.72 | $1.75 | $1.77 | $1.96 | $1.51 | $1.51 | $1.74 |
| Shares Outstanding (Basic) | 6.4M | 6.7M | 6.8M | 7.0M | 7.6M | 6.5M | 6.2M | 4.8M |
| Shares Outstanding (Diluted) | 6.4M | 6.7M | 6.9M | 7.1M | 7.6M | 7.9M | 7.7M | 6.4M |
| Dividends Per Share | $0.60 | $0.56 | $0.52 | $0.48 | $0.40 | $0.65 | $0.65 | — |