Rhinebeck Bancorp, Inc.
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $3.0M | $3.0M | $2.9M | $2.8M | $2.6M | $2.3M | $2.8M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | — | $12.7M | $-10.9M | $28.3M | $15.7M | $19.3M | $15.5M | $16.2M |
| Operating Margin | — | 425.1% | -364.3% | 982.9% | 553.3% | 746.1% | 680.8% | 574.8% |
| Interest Expense | — | — | — | $22.7M | $6.8M | $4.3M | $8.0M | $8.7M |
| Pretax Income | — | $12.7M | $-10.9M | $5.6M | $8.9M | $15.0M | $7.5M | $7.5M |
| Income Tax Expense | — | $2.6M | $-2.3M | $1.2M | $1.9M | $3.4M | $1.6M | $1.5M |
| Net Income | — | $10.0M | $-8.6M | $4.4M | $7.0M | $11.6M | $5.9M | $6.0M |
| Net Margin | — | 336.6% | -287.1% | 152.6% | 247.3% | 447.3% | 260.0% | 211.2% |
| EPS (Basic) | — | $0.93 | $-0.80 | $0.41 | $0.65 | $1.07 | $0.55 | $0.56 |
| EPS (Diluted) | — | $0.92 | $-0.80 | $0.40 | $0.64 | $1.06 | $0.55 | $0.56 |
| Shares Outstanding (Basic) | 11.1M | 10.8M | 10.8M | 10.8M | 10.8M | 10.8M | 10.7M | 10.7M |
| Shares Outstanding (Diluted) | 11.1M | 11.0M | 10.8M | 10.9M | 11.0M | 11.0M | 10.7M | 10.7M |
| Dividends Per Share | — | — | — | — | — | — | — | — |