PEOPLES FINANCIAL SERVICES CORP.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $187.7M | $134.3M | $100.9M | $107.6M | $110.3M | $96.4M | $90.6M | $85.0M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $72.2M | $8.5M | $95.6M | $61.0M | $62.9M | $48.5M | $46.8M | $41.6M |
| Operating Margin | 38.5% | 6.3% | 94.8% | 56.6% | 57.1% | 50.3% | 51.6% | 49.0% |
| Interest Expense | — | — | $63.1M | $15.6M | $9.4M | $14.3M | $17.9M | $13.3M |
| Pretax Income | $72.2M | $8.5M | $32.5M | $45.4M | $53.5M | $34.2M | $28.9M | $28.3M |
| Income Tax Expense | $13.0M | $-30.0K | $5.1M | $7.3M | $10.0M | $4.8M | $3.2M | $3.4M |
| Net Income | $59.2M | $8.5M | $27.4M | $38.1M | $43.5M | $29.4M | $25.7M | $24.9M |
| Net Margin | 31.5% | 6.3% | 27.1% | 35.4% | 39.5% | 30.4% | 28.4% | 29.3% |
| EPS (Basic) | $5.92 | $1.00 | $3.85 | $5.31 | $6.05 | $4.02 | $3.48 | $3.37 |
| EPS (Diluted) | $5.88 | $0.99 | $3.83 | $5.28 | $6.02 | $4.00 | $3.47 | $3.37 |
| Shares Outstanding (Basic) | — | — | — | — | — | — | — | — |
| Shares Outstanding (Diluted) | 10.1M | 8.6M | 7.2M | 7.2M | 7.2M | 7.3M | 7.4M | 7.4M |
| Dividends Per Share | $2.47 | $2.06 | $1.64 | $1.58 | $1.50 | $1.44 | $1.37 | $1.31 |