PEOPLES FINANCIAL CORPORATION
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $27.5M | $30.5M | $33.4M | $28.4M | $25.9M | $25.0M | $24.2M | $23.5M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $4.8M | $8.4M | $17.4M | $8.7M | $9.8M | $-977.0K | $4.9M | $3.3M |
| Operating Margin | 17.5% | 27.5% | 52.3% | 30.5% | 37.8% | -3.9% | 20.3% | 13.9% |
| Interest Expense | — | — | $6.2M | $2.2M | $830.0K | $1.6M | $3.2M | $2.7M |
| Pretax Income | $4.8M | $8.4M | $11.3M | $6.5M | $9.0M | $-2.6M | $1.7M | $593.0K |
| Income Tax Expense | $900.0K | $-13.3M | $2.1M | $-2.4M | $62.0K | $0 | $0 | $-36.0K |
| Net Income | $3.9M | $21.7M | $9.2M | $8.9M | $8.9M | $-2.6M | $1.7M | $629.0K |
| Net Margin | 14.2% | 71.2% | 27.5% | 31.4% | 34.4% | -10.2% | 6.9% | 2.7% |
| EPS (Basic) | $0.85 | $4.66 | $1.96 | $1.91 | $1.84 | $-0.52 | $0.34 | $0.13 |
| EPS (Diluted) | $0.85 | $4.66 | $1.96 | $1.91 | $1.77 | $-0.56 | $0.34 | $0.13 |
| Shares Outstanding (Basic) | 4.6M | 4.7M | 4.7M | 4.7M | 4.8M | 4.9M | 4.9M | 4.9M |
| Shares Outstanding (Diluted) | 4.6M | 4.7M | 4.7M | 4.7M | 4.8M | 4.9M | 4.9M | 4.9M |
| Dividends Per Share | $0.36 | $0.44 | $0.53 | $0.19 | $0.16 | $0.02 | $0.03 | $0.02 |